Blog - Insights

If you’re headed into retirement, you may be thinking about the prospect of leaving behind the predictability of a steady paycheck—and that can feel a little scary. On the other hand, one of the positives that most of us are looking forward to in retirement is having more time at our disposal to do the things we want to do, when we want to do them.

In 2023, the Internal Revenue Service (IRS) identified $5.5 billion in fraud. Older adults are especially vulnerable to these schemes.

Beginning in 2025, certain non-spouse owners of inherited IRAs and other inherited qualified retirement accounts will need to take an RMD. This requirement is in addition to fully depleting accounts under the “10-year rule.”

As the largest market in the world by far, the United States financial markets certainly have pride of place in many investors’ minds. In fact, the thought of broadening portfolio holdings to include international equities or fixed-income investments could generate reactions ranging from “Why bother?” to “Too risky.”