Blog - Insights

Whether you’re seeking practical tips for everyday money management or in-depth analyses of planning opportunities & market events, we’re here to help you navigate the complex world of personal finance from building wealth, to strengthening & preserving it, to entering the golden years of retirement.

See our full archive below of articles by our wealth management team and subject-matter experts in investments and markets, family wealth, tax and retirement planning, as well as specialty areas like business exits and company retirement plans.

Retirement Accounts for Children: Starting Earlier Than You Think

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March 16, 2026

Traditional IRAs are subject to Required Minimum Distributions (RMDs). RMDs dictate that a percentage of the IRA must be withdrawn each year once the account owner reaches a certain age (as it stands now this is age 73 or 75, depending on the account owner’s birth year). In contrast, there are no RMDs on Roth accounts. Funds can be left in the account to grow tax-free for as long as the owner wishes.

Why Grandparents Should Consider A 529 Plan for Their Grandchildren

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March 4, 2026

As college costs continue to rise, many families look for smart, tax-efficient strategies to invest in a child’s future. One of the most powerful tools available is a 529 college savings plan—a state-sponsored investment account that offers significant tax advantages when used for education expenses.

The Financial Side of Divorce: A Strategic Guide to Protecting Your Future

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February 24, 2026

Without question, divorce is one of the most difficult life transitions any of us can be called upon to make. No matter which partner initiates it, the process sends the participants and those who are closest to them through a passage that is emotionally and often legally harrowing. Further, the financial implications of divorce can be devastating, especially historically for women in transition.

Staying on Track: Credit Use Best Practices for Smart Investors

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February 18, 2026

Any financial planner or loan officer will tell you that you can’t borrow your way to wealth, especially when your debt takes the form of revolving loans and credit card balances. Such debt is the number one obstacle faced by most Americans in their journey toward financial health.

Be Ready for Future Tax Seasons: Strategies for High-Net-Worth Families

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February 11, 2026

The year 2025 is “in the books!” Most of what could have been done to mitigate your tax liability for your next filing date has likely already happened; there are only a limited number of post-year-end options remaining. On the other hand, maintaining a tax-efficient financial strategy is a year-round endeavor, so it is certainly not too soon to begin thinking about how to save on taxes for 2026 and beyond.

Mega Backdoor Roth Opportunities: How High Earners Can Build Tax-Free Retirement Wealth

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January 23, 2026

The term “Mega backdoor Roth” refers to a strategy that some high-earning individuals may be able to use to fund a Roth IRA account at higher levels than the standard amount. This, in turn, may permit them to build more significant sources of tax-free income in retirement. But the strategy has a number of elements that require understanding, and it may not work for everyone. Let’s take a look at some specifics.

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